As life expectancy increases, the need for long-term care has become a reality for many — and not just seniors. In fact, over 40% of individuals needing long-term care are under the age of 65.

Relying solely on personal savings can quickly drain your assets and limit your options for care. That’s why having a long-term care strategy is essential to preserving your financial independence and maintaining control over how and where you receive care.

At Attorneys Benefits, we offer two types of long-term care solutions:

• Traditional Long-Term Care Insurance

Offers the highest potential care benefits for your premium. These plans are health-underwritten and designed specifically for covering extended care needs. Premiums are not guaranteed and benefits are generally not refunded if unused.

• Asset-Based Long-Term Care Plans

These plans combine life insurance or annuities with long-term care benefits. If care is never needed, the unused portion can be passed on to your heirs or returned through a death benefit or refund feature.

Protect your wealth. Preserve your options. Plan with confidence.